The holidays are a horrible time to be facing foreclosure. The entire spirit of the holiday is dampened by the foreclosure that is hanging over your head. But rather than focusing on the foreclosure, focus on ways that you can stop mortgage foreclosure during this holiday season.
Here are a few tips to help you focus on what you can do to stop mortgage foreclosure during this holiday season:
1. Focus on what you can control instead of what you cannot. You cannot control who your mortgage company is or what solutions they may or may not be able to offer you. Let go of blaming them. That will get you nowhere with them. You can control how you react to your mortgage company. You can be pleasant to the people that you talk to at your mortgage company. You can choose to work with the people at your mortgage company. You have a far better chance of being able to stop mortgage foreclosure if you are actively trying to work with your mortgage company.
2. Stay away from giving monetary gifts. If you are facing foreclosure, you are certainly going through a difficult time financially. The holidays are a time when we typically express our love through gifts. Instead of giving things during this holiday season, give other kinds of gifts. Gifts of service or gifts of your talents are often more appreciated than gifts that cost money. Your friends and family will understand that you are trying to stop mortgage foreclosure on your house.
3. Focus on what is truly important to you in your life. At the end of the day, a house is a house. A home is wherever you make it. Your family and friends are far more valuable than the house that you live in. Be sure to take time during this holiday season to be with people who love you, care about you, and support you in all that you do. Remember that these are people who will love and support you as you work on being able to stop mortgage foreclosure on your house and they will love and support you even if you are unable to do so. Be sure that you take time to remember who and what is truly important to you in life.