Louisiana mortgage interest rates
If you want a low mortgage rate, you’re more likely to get one if your history of using credit is excellent. Shorter loan terms often offer low interest rates so if you can afford it, apply for a 15- or even a 10-year term. A comfortable loan-to-value ratio, or LTV, one in which the amount of loan requested does not exceed the value of the home by more than 80%, also may get you a lower rate.
