To obtain low mortgage closing cost, compare the closing cost estimate from different mortgage lenders. Get the Good Faith Estimate from at least 3 mortgage lenders. The Good Faith Estimate provides an estimate of closing cost likely to be charged at the time of mortgage closing. However, this closing cost is just an estimate, and may differ from the actual charges. Some companies may appear to be cheaper, since they charge an all-inclusive "processing fee". But this is not so. Such companies actually charge more than those who itemize the fee. Look for websites that list out average, highest and the lowest closing cost quoted by lenders, third parties, as well as the government. These sites help the customer in choosing the lowest and best home mortgage closing costs available. There are also companies that offer mortgage refinancing with no closing cost. Make sure you understand the terms before taking this option.
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