First Time Home Loans

After you understand how much house you can afford with your first time home loan, it is time to narrow down the options. There is no need to visit a house that does not have a kitchen island if you're a budding gourmet chef, or a large office if you know you need a lot of room to work from home. Making a list of your needs and wants will save you and your real estate agent valuable time. First time home lending options are easier to negotiate when you have a clear understanding of what you need in house.