First Time Home Buyers

Many programs are available that make getting a first home mortgage easy. National programs like the FHA (Federal Housing Administration), VA (Veterans Administration); RHCDS (Rural Housing and Community Development Service) are very helpful for getting a loan for the first time homebuyer. Many different institutions make mortgage loans, including banks, credit unions and mortgage companies. A first time home buyer program specifically tailored for low to moderate income families is offered in almost all the states. Courses in homeownership may be offered in your community or online. Make use of such resources to become an informed homebuyer.