Claims of discrimination

Unfortunately, some claims of discrimination and unfair lending practices have surfaced as a result of questionable programs that target people from lower-income and African-American or Latino communities. To combat possible patterns of discrimination when applying for minority home loans, individuals must be educated as to the terms, processes, and structure of their loans. Although most lenders operate respectfully and fairly, it is worth the extra effort to consult a trusted business adviser or attorney to be sure all of the information, about the minority home loan, is legitimate and appropriate.