Banks and High risk home loans

Even though banks may hesitate in granting high risk home loans, they are in the business of making money. Negotiating with the bank manager may offer an extension or a further line of credit. If the consumer receives an increase in pay, obtains a new job, receives an increase in income, or has a past history of timely payments on other lines of credit, the bank may be willing to take the risk and grant this service that others may not.