How should I begin my search for a mortgage?

A good first step when shopping for a mortgage is to obtain a copy of your credit report. Your credit score will determine how much you can borrow, and, most importantly, your interest rate. Getting a copy of your credit report at the beginning can ensure you get a mortgage with payments you can afford.
How can I get a copy of my credit report?

You can obtain a copy of your credit report by visiting the credit reporting agencies' websites. It is a good idea to obtain a copy of your credit report from all three major credit reporting agencies - Equifax, TransUnion and Experian. The information shown can vary between credit-reporting agencies. Report any inaccuracies you see immediately. An inaccuracy in your credit report could cost you thousands of dollars from a higher than necessary payments, or even cause you to be turned down for your mortgage loan.