The Cult of Stupidity

As I write this, undoubtedly a few "followers" of the theory will email me and argue that I don't understand or that I'm part of the "establishment mentality" that keeps the little guy down. Of course, these are likely the same people who are collecting referral fees from the scammers that are charging thousands of dollars to consumers in exchange for a false promise to eliminate their mortgages.

On a philosophical level, I appreciate discussions about how the dollar really isn't backed by gold, the government doesn't have the right to tax Americans and the the like. But I wouldn't tell a client to actually rely on any of these theories in a court of law. Nor would I charge someone thousands of dollars in exchange for a promise or guarantee that their mortgage could be eliminated without paying it off.