Ask your lender whether your loan will be resold. While lenders cannot predict the future and may not be able to give you an answer to this question, in many cases they are perfectly aware the loan will be sold in a secondary market. Don't you think it's important to know if your lender is going to be changing right after you finalize the loan? Take the time to ask and also find out if the loan is sold, who will service the loan; the old lender or the new lender.

Finally, read over the list of closing cost fees carefully and ask about anything that is unclear or that you just simply don't understand. Don't take it for granted that all fees charged by lenders are standard or necessary. If something seems to stand out, ask about it. If you received a closing cost statement at the beginning of the loan process, and you should have, make sure what you are asked to pay at the end matches this statement.