When a person does an Internet search, he will have countless results to sift through to find a cheap home loan. This may sound daunting, but take it one step at a time in sorting through the terms, fees, and penalties. Surf through the first few web sites that result from the search and take notes on the specific type of contract that fits best. A wise shopper will learn about the different types of mortgage loan packages from several different lenders and compare not only prices, but terms and agreements.