It is important not to rush into any major financial decisions, especially purchasing a house. When choosing a home loan program, the consumer must be sure to explore all the options. A mortgage is probably the largest payment and investment of the individual will make in life, so it is important to be comfortable and confident in this decision. Reviewing the various home loan programs before even thinking about the size and price of the purchase can be a great way for the consumer to take on the task of finding an affordable house.